Tuesday, November 29, 2005

WASH Post on Xmas (not to be confused w/ Xbox) - I'm Giving the Gift of Affordable HealthCare

Consumer spending represents two-thirds of the economy, and the frantic month between Thanksgiving and Christmas is prime time for retail sales -- for some merchants, up to one-quarter of their yearly total. It has penetrated the national consciousness that how well the nation's retailers do during the Christmas season is seen as a powerful indicator of America's economic health.

All weekend, there were breathless reports on the news: Huge crowds waiting for the stores to open on Friday! Disappointing sales at the end of the day, down 1 percent from last year! A big rebound over the weekend, with total sales up 22 percent from last year! But maybe only the big discount chains did well, and the specialty stores are quiet as a tomb. Or maybe it's just electronic goods that are selling like hotcakes, and everything else is gathering dust on the shelves. Or maybe not.

Each of us has to bear part of this burden, and I resent it. I almost feel that if I don't shop enough between now and Christmas, the children of merchants will go hungry -- but then I think about it, and I realize that whatever worries the grandchildren and great-grandchildren of Sam Walton might have, caloric intake probably isn't one of them. I almost feel that if I don't whip out the credit cards fast enough, China will take over the world -- but then I remember that everything in the stores is made in China, which must mean that China is inevitably going to take over the world anyway. But maybe the Chinese will take over the world sooner if I don't shop.

Of course, the other reason the Chinese are taking over the world is that they have such a high savings rate. We Americans spend money as fast as we make it -- sometimes faster. The whole thing has the whiff of a giant Ponzi scheme. We spend our money so that the economy can create jobs so that we can be employed so that we have more money to spend. Some of the money leaks out to China, but the Chinese return the favor by financing our huge fiscal deficits, which is in their interest since China needs a healthy U.S. market to buy its goods. Round and round it goes, and everything is fine as long as nothing interrupts the flow.

As I said, this basically has nothing to do with the "real" spirit of the Christmas season. That's something every family and every individual must find within, and it has nothing to do with how big those credit card balances are a month from now.

No, this is about the economic spirit of Christmas, and who wants to be responsible for contributing to national decline? So, despite my shameful performance so far, I promise to go out and spend. And I'm going to try my very best to ignore the fact that the morning after Christmas, all that stuff will go on sale . Every last bit of it.

Let that be our little secret. Don't tell anybody, especially China.


Great Article - But being without the income due to starting my own healthcare business I needed to sustain any Christmas shopping of any consequence this year, I wonder if, those I truly care about will notice my presents (& my presence) this year are much less - than in prior ones - and that I truly would have wished them to be?
I am giving the gift of HealthCare this year - and so can you!

AS 400,000 NEW Doctors want to sign on to this program and wish to Be a Part of the Solution from 3 different PPO's Nationwide - it was announced by the company in the last week - in 1st Q of 06!

AS Over 60,000 home based workers (Mom's and Dad's) are supporting their families with this program and who can NOW afford to help others learn to become self employed and independent - that is so very much needed!

Click here to SEE the Movie - Save Money on HealthCare!
To become a Broker - all you need to commit is:
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Keeping in the Faith - always,
Stephen Rene

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